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Advocate Financial
  • Home
  • About Us
  • Services
  • 5-Star Reviews
  • FRS DROP
  • Federal
  • Estate Planning
  • Workshops
  • Our Blog
  • Videos
  • Annuity 101

ADVOCATE FINANCIAL

ADVOCATE FINANCIALADVOCATE FINANCIALADVOCATE FINANCIAL

Growth • Protection • Income 

ADVOCATE FINANCIAL

ADVOCATE FINANCIALADVOCATE FINANCIALADVOCATE FINANCIAL

Growth • Protection • Income 

Retirement Planning Serving State & Federal Employees    

Florida Retirement System

 

  • Highlight Your FRS Forms: (details, sections, and timelines: DP-TERM, DP-PAYT, HIS-1, W4-P, etc)


  • Go Over Your FRS DP-PAYT Form: (Lump Sum -or- Direct Rollover -or- Partial Withdrawal / Rollover) 


  • Review DROP Rollover Account Options: (Deferred Comp vs. FRS Investment vs. 403b/457 vs. Bank vs. Protected Annuity)


  • Explore your DROP account options:
  • (A) Growth + Market Risk  
  • (B) Growth + Protection + Lifetime Income Payments
  • (C) Growth + Protection + 21% Bonus Accumulation

Schedule My Review

Federal Employee Retirement


  • Learn how to Maximize (FERS) (FEGLI) (CSRS) and (TSP) Benefits 


  • Evaluate the best time to retire considering your needs and benefits


  • Review your TSP fund allocation Rate of Returns: (G fund - F fund - C fund - S fund - I fund)


  • Explore your TSP and Retirement account options: 
  • (A) Growth + Market Risk
  • (B) Growth + Protection + Lifetime Income 
  • (C) Growth + Protection + 21% Bonus Accumulation

Schedule My Review

Importance of Estate & Legacy Planning

Planning for the future of loved ones is absolutely essential, and having an estate plan provides peace of mind by knowing that you're in control.


  • Asset Distribution: An estate plan allows you to specify exactly how and to whom your assets will be distributed after your passing. By clearly outlining your wishes, you can help protect your assets and provide peace of mind for both yourself and your loved ones.


  • Minimize Probate and Taxes: A good estate plan can help your loved ones avoid lengthy and costly probate processes.


  • Healthcare Decisions: You can outline your medical wishes and appoint someone to make healthcare decisions for you if you can't.


  • Guardianship for Dependents: If you have kids, you can name a guardian to care for them in case something happens to you.


  • Reduce Family Conflicts: Clear instructions can help prevent disagreements among family members about your wishes after you're gone.

Schedule My Review

Our National Partners

Midland National
Athene
AIG
Nationwide
Lincoln Financial
Allianz
SafeMoney.com

Safe Money Retirement Strategies Featured on

MarketWatch
CNBC
US News
FOX Business

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FL-W499974 / FL-W497502 / FL-W676669 / GA-3344623 / FL-G008123 / IL-20741943

 The information provided on this website is intended solely for educational purposes and should not be construed as specific tax or legal advice. We advise our users to consult with qualified tax or legal professionals regarding their individual circumstances before making any decisions based on the content presented. Certain products discussed may incur fees and may be subject to specific restrictions. Personal reviews will be conducted by state-licensed agents through the state Department of Financial Services, independent of the Florida Retirement System or any Government agency. Videos and content available on this site do not constitute investment advice or an offer to buy or sell any securities or insurance products. The information provided is not intended to serve as a comprehensive analysis of the topics discussed. Any illustrated Index and Fixed rates are based on annual effective rates at the end of each policy year based on historical performance not always an indication of future performance. Some products may contain fees, and may contain restrictions, such as surrender periods. Rates are subject to change until your account is activated. Any discussions or responses to inquiries are limited to the sharing of general information and do not involve personalized investment advice. We disclaim any liability for reliance on the information provided herein.


We are committed to upholding the highest standards of professional and financial integrity, ensuring that we always act in the best interests of our clients


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  • Home
  • About Us
  • Services
  • 5-Star Reviews
  • FRS DROP
  • Federal
  • Estate Planning
  • Workshops
  • Our Blog
  • Annuity 101